{"id":595,"date":"2019-02-05T10:47:00","date_gmt":"2019-02-05T10:47:00","guid":{"rendered":"https:\/\/staging2.sylegacy.net\/?p=595"},"modified":"2022-05-13T12:50:55","modified_gmt":"2022-05-13T12:50:55","slug":"claiming-medicare-under-58-year-old-spouse-premium-part-a","status":"publish","type":"post","link":"https:\/\/staging2.sylegacy.net\/claiming-medicare-under-58-year-old-spouse-premium-part-a\/","title":{"rendered":"Claiming Medicare Under 58 Year Old Spouse? Premium Part A"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.14.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.14.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.14.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.14.0&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.6em&#8221; ul_line_height=&#8221;1.8em&#8221; header_3_text_color=&#8221;#8B0E3A&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; link_text_color=&#8221;#e09500&#8243; sticky_enabled=&#8221;0&#8243;]<p><strong>Question<\/strong>:<\/p>\n<p>Hi Stephanie,<\/p>\n<p>My name is Edwina B. \u00a0 I&#8217;m trying to find out if I can claim medicare under my husband who&#8217;s 58.\u00a0 We&#8217;ve been married almost 19 years.\u00a0 I&#8217;ve never worked, my husband has been the bread winner in the family.\u00a0 My husband is retired with full insurance benefits. I am currently on his benefits, till I turn 65. My husband is 58 and I will be 65\u00a0the 24th of May.\u00a0 Medicare has told me that I would have to pay a premium payment for Part A and Part B or I will get a penalty fee.\u00a0 Is that correct?\u00a0 I\u2019m confused, I thought I only had to pay for Part B not Part A, please explain.\u00a0 Thank you so much for looking into this matter. Edwina from Cypress, TX<\/p>\n<p><strong>Answer<\/strong>:<\/p>\n<p>Hello Edwina,<\/p>\n<p>It is very easy to get confused when it comes to Medicare planning and when to apply for benefits.\u00a0<\/p>\n<p>Most people do not have to pay premiums for Part A because they have worked for at least 10 years, or have accumulated 40 quarters\/credits. Unfortunately, in your situation, you were a homemaker, or what I like to call a \u201chome engineer,\u201d so you have not accumulated enough credits to get Medicare Part A for free. To get Part A for free, you would have to claim under your spouse\u2019s benefits.<\/p>\n<p>Here\u2019s the catch \u2014 your husband is 58 years old and under the provisions of the Social Security Administration office. In order to apply for Medicare Part A under your spouse\u2019s benefits and receive Part A premium-free, your husband would need to be 62 years old.\u00a0<\/p>\n<p>At this point in time, you would have to apply for Part A and still pay the premiums in order to avoid a penalty fee.\u00a0 However, once your husband turns 62, you will be able to contact Social Security and re-enroll under your husband\u2019s Medicare benefits.\u00a0 At that point, you will no longer need to pay for Part A; however, you would still need to pay premiums for Part B. \u00a0<\/p>\n<p>Please let me know if this answers your question on the penalty fees involved with Part A.\u00a0\u00a0<\/p>\n<p>Best Regards, Stephanie Salcedo<\/p>\n<p>*****CONFUSED? HAVE QUESTIONS EMAIL STEPHANIE***** \u00a0<a href=\"mailto:info@sylegacy.net\" rel=\"noopener\" target=\"_blank\">info@sylegacy.net<\/a>\u00a0<\/p>\n<p>Not endorsed by the Medicare Federal Government or Social Security Administration office. Licensed by the Texas Department of Insurance to conduct business as Secure Your Legacy, Inc. claiming medicare<\/p>[\/et_pb_text][et_pb_divider color=&#8221;#E0C389&#8243; _builder_version=&#8221;4.14.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ0MyJ9fQ==@&#8221; button_text=&#8221;Contact Us&#8221; _builder_version=&#8221;4.14.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#8B0E3A&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;4px&#8221; button_font=&#8221;Nunito-Regular||||||||&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>Question: Hi Stephanie, My name is Edwina B. \u00a0 I&#8217;m trying to find out if I can claim medicare under my husband who&#8217;s 58.\u00a0 We&#8217;ve been married almost 19 years.\u00a0 I&#8217;ve never worked, my husband has been the bread winner in the family.\u00a0 My husband is retired with full insurance benefits. I am currently on [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":597,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Claiming Medicare Under 58 Year Old Spouse? Premium Part A - Cemetery Broker<\/title>\n<meta name=\"description\" content=\"Secure Your Legacy offers services for those who are looking to buy or sell a cemetery plot or planning a funeral.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Claiming Medicare Under 58 Year Old Spouse? 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